Resilience and Recovery Loan Fund (RRLF) opportunity for organisations with a minimum turnover of £400k that have been disrupted due to COVID-19.

The Resilience & Recovery Loan Fund (RRLF) is a new fund for social enterprises and charities that are improving people’s lives across the UK who are experiencing disruption to their normal business model as a result of COVID-19. 

The RRLF scheme is intended for organisations with a minimum turnover of £400k where the organisation has been disrupted due to the Covid-19 pandemic, and it’s set up to make the government Coronavirus Business Interruption Loan Scheme (CBILS) more accessible to charities and social enterprises. Key features are:

  • Funding packages from £100k to £1.5m
  • Loans available from 1 to 5 years
  • Assessed on a case by case basis alongside the loan, grants that are awarded range in size from £40k - £300k and can be 20% to 40% of the loan amount.
  • All loan interest and fees covered by the government for the first 12 months
  • All loans come with a 12 month capital repayment holiday and no early repayment fees
  • Loans up to £250k unsecured, and above that a simple fixed and floating debenture will be taken.
  • All purposes considered except refinancing existing debt
  • Fast decisions and disbursement of funds


Purposes that are excluded:

  • Organisations that apply for a loan to provide additional financial cushion.
  • Loans that refinance an organisation’s existing borrowing, except where part of the loan is being used to refinance an existing Bounce Back Loan.

How to apply?

To apply, you must complete an online application form via the funder's website here

For further details about the RRLF please contact Charity Finance Group or email [email protected]

Applicants will be considered on a first come first served basis and the closing date of the fund is subject to constant review.

Deadline: Sunday 31 January (11.59pm)

Booking for this event has now closed.